Dum Dee Dum... I am not a super hero neither am i spiderman. I am going to save the world... like as if you would believe. I am a maniac. I came from an outer space which is filled with water. I learn swimming at the age of zero.I wail like a cry baby. I crawl like spiderman, i fly like superman, i drive like batman. I live in wonderland. Rugrats is my friend, so is peter pan.
Now, it's the best time to plan how much and where we'll spend our money. In fact, more than $700 each year on holiday gifts are spent by most of American. But, come the following January these same consumers are often left with a mess to deal witha credit card bills and no way to pay off the debt at least all at once. If you plan your Christmas shopping budget now, you can save a lot of heartache then.
Cash or Credit?
No, using a credit card is right!
even it could be best decision in some conditions, but it also cause plenty of pain later on if you don’t have the funds available to pay off the card later on. Consider leaving the emotional side of the holidays out of it and stick to a plan where come January you have no bills to pay off or enough money on hand to pay them off when they arrive.
Shop the Sales.
Even months before the holiday season starts, great sales to get you in the spending mood are held by retailers everywhere. Many merchants no longer rely on the last five to six weeks of the year for their profits. Consumers spend all through the year therefore September and October are important months where big sales are often held.
Online Shopping?
Shipping costs are small or forgiven if you reach a certain spending threshold. Online shopping continues to grow at a phenomenal rate. Every year sales increases of approximately 20-30 % are common online buying as consumers compare prices, order goods online and avoid taxation.
